I
Employment Allowance
Up to £10,500 off your employer NIC bill — and the £100k cap is gone.
Edition 2026 / 27 · ACCA-Regulated · Est. 2013
The Ultimate
Tax Savings
Guide
Six proven levers that recover £50k–£150k+ a year — refreshed for the rules in force from 6 April 2026, including Autumn Budget 2025.
- 175+
- UK Ltd companies
- £6m+
- R&D grants claimed
- £87k
- Median annual saving
For UK founders, directors & small businesses · 020 3735 5119 · info@priceandaccountants.com
What's inside
Six tax-saving levers for UK SMEs
A practical playbook of the highest-impact reliefs, plus director's remuneration modelling and a 2026/27 key-figures reference card.
II
Full Expensing & £1m AIA
100% first-year relief on qualifying plant & machinery — now permanent.
III
R&D — merged scheme & ERIS
Up to 26.97p per £1 of qualifying spend for R&D-intensive SMEs.
IV
Trading losses
Carry-back, group relief and terminal loss — losses are bankable.
V
Electric company cars
Just 4% BIK in 2026/27 — the most tax-efficient staff perk going.
VI
Pension salary sacrifice
Stronger than ever under the new 15% employer NIC regime.
Plus: 2026/27 key-figures card, three director scenarios, and the 10 costliest mistakes founders make.
About Price.accountants
Your virtual finance director
Founded in 2013, we've onboarded 175+ UK limited companies. Around 60% of our clients are international founders running UK entities; several are now valued at over £10 million.
- Fixed fees — no surprise hourly bills
- Every client migrated to Xero with 1-to-1 training
- Weekly cashflow consultations for growth-mode founders
- We actively hunt reliefs — R&D, Full Expensing, EA, SEIS/EIS
“Always acting in a professional manner and with good humour. We are in very safe hands.”
Where we work
Tax advice for SMEs in London & across the UK
London-headquartered, fully cloud-native on Xero — supporting Ltd companies in the South East, Manchester, Birmingham and beyond.
HQ · City & West End
London
Our home turf. We support founders and finance teams across the City, Shoreditch, Mayfair and Canary Wharf — from VC-backed scale-ups to established Ltd companies.
Focus: R&D claims, EMI options, international founder structures
Surrey · Kent · Sussex · Thames Valley
South East
Owner-managed businesses across Reading, Guildford, Brighton and the M4 corridor — particularly tech, professional services and ecommerce SMEs.
Focus: Director remuneration, Full Expensing, pension salary sacrifice
North West
Manchester
A growing client base across MediaCity, Spinningfields and the wider North West — digital agencies, SaaS founders and manufacturing SMEs claiming R&D.
Focus: R&D-intensive SME (ERIS), trading losses, group relief
West Midlands
Birmingham
Supporting Ltd companies across Birmingham, Solihull and the Black Country — manufacturing, engineering and family-owned businesses scaling through reliefs.
Focus: £1m AIA, Employment Allowance, succession planning
Regional FAQs
Working with us, wherever you're based
- Do you work with businesses outside London?
- Yes — around half our client base sits outside Greater London. We're fully cloud-based on Xero, so onboarding a Manchester, Birmingham or South East Ltd company looks identical to onboarding one in the City. Quarterly reviews happen on video; annual planning meetings can be in person if you'd like.
- Are tax reliefs different in Scotland, Wales or Northern Ireland?
- Income tax bands differ in Scotland, and some devolved reliefs apply in Wales and NI — but the corporate reliefs in this guide (R&D, Full Expensing, Employment Allowance, AIA, BIK on EVs) are UK-wide and apply identically wherever your Ltd company is registered.
- Can a London-based accountant really understand a regional SME?
- We work with 175+ UK Ltd companies and roughly 60% are run by international or out-of-London founders. The reliefs, HMRC deadlines and Companies House filings are national — what changes is the sector mix, and we adapt our advice to that.
- Do you offer in-person meetings in Manchester or Birmingham?
- Yes, on request — typically for annual planning, R&D scoping or share-scheme work. Day-to-day bookkeeping, payroll and management accounts are handled remotely on Xero so you're not paying for travel time.
Ready to keep more of what you earn?
Download the guide, then book a free 20-minute discovery call to see exactly which levers apply to your business.